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Topic Title: Toast
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Created On: 07/17/2017 06:54 PM
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 07/18/2017 07:17 AM
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SuperTeeBird

Posts: 2387
Joined Forum: 12/08/2016

Yeah, it's not free market, yet it's not goverment-controlled either.

Worst case scenario. Why we spend so much more than everyone else.

 07/18/2017 07:18 AM
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crankit

Posts: 17468
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Government Controlled

http://www.heritage.org/health-care-reform/commentary/why-obamacare-co-ops-are-failing-rate-nearly-50



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Romans 8;18-32 John 3;16-18
 07/18/2017 07:21 AM
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SuperTeeBird

Posts: 2387
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Boehner said they wouldn't repeal and replace, but they won't even repeal, LOL.

What do you think of Obama's long game now? When we retake Congress, we'll improve O-Care.

 07/18/2017 07:26 AM
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WG

Posts: 37257
Joined Forum: 03/10/2005

Obamacare is generally succeeding
in states with Governors who want it to succeed,
and failing in states with Governors who want it to fail.



-------------------------
"The truth is incontrovertible.
malice may attack it,
ignorance may deride it,
but in the end,
there it is." -Sir Winston Churchill
 07/18/2017 07:29 AM
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WG

Posts: 37257
Joined Forum: 03/10/2005

Originally posted by: SuperTeeBird

Boehner">http://www.politico.com/story/...licans-235303">Boehner said they wouldn't repeal and replace, but they won't even repeal, LOL.




What do you think of Obama's long game now? When we retake Congress, we'll improve O-Care.



I think maybe that this failure, the extreme unpopularity of the attempt and the resultant continuing trend in the generic congressional ballot may convince some conservatives (no quotes) to look to regain some credibility, to work with the Democratic party to fix some of the stuff that needs fixing even before the 2018 elections.

yea right

-------------------------
"The truth is incontrovertible.
malice may attack it,
ignorance may deride it,
but in the end,
there it is." -Sir Winston Churchill
 07/18/2017 09:01 AM
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Cole

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Originally posted by: scombrid

Market.




You buy what you can afford.




Somebody else only sells a product if it is profitable.




Can't afford then you do without.




Insurance priced to risk, like property insurance.




You get the idea.



If you work outside, will you be out priced due to the threat of skin cancer?

If you don't exercise, will you be out priced due to heart issues?

Smoking?

Mountain biking?

Surfing in the ocean because there are sharks?

At what point do we become completely controlled by the insurance industry?




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I was right.
 07/18/2017 09:09 AM
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WG

Posts: 37257
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a decade or more ago

-------------------------
"The truth is incontrovertible.
malice may attack it,
ignorance may deride it,
but in the end,
there it is." -Sir Winston Churchill
 07/18/2017 10:08 AM
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tpapablo

Posts: 43826
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Good. That abomination shouldn't have even been offered up. Now, let's hope those clowns do what they were elected to do - repeal Clown Care.

At what point do we become completely controlled by the insurance industry?

That is a personal choice. Progs, of course, have a rabid desire to be protected against any of life's vagaries. So, I would expect, progs would be insurance slaves in fairly short order, just as they are gov't slaves now. I won't be, however.



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 07/18/2017 10:45 AM
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cheaterfiveo

Posts: 5092
Joined Forum: 08/29/2013

Originally posted by: tpapablo

Good. That abomination shouldn't have even been offered up. Now, let's hope those clowns do what they were elected to do - repeal Clown Care.


At what point do we become completely controlled by the insurance industry?



That is a personal choice. Progs, of course, have a rabid desire to be protected against any of life's vagaries. So, I would expect, progs would be insurance slaves in fairly short order, just as they are gov't slaves now. I won't be, however.


Obamacare brought to you by insurance companies and their lobbyists, now progs are feelin the pain, some long game.....
 07/18/2017 10:57 AM
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SlimyBritches

Posts: 6461
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Originally posted by: SuperTeeBird

Boehner">http://www.politico.com/story/...licans-235303">Boehner said they wouldn't repeal and replace, but they won't even repeal, LOL.




What do you think of Obama's long game now? When we retake Congress, we'll improve O-Care.



Boner was worried about his soul after meeting the pope, so he did what any God fearing person would do. He distanced himself from Satan's party.
 07/18/2017 11:01 AM
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SuperTeeBird

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Pain? Uh, no. Laughing at GOP bumbling around trying to change O-care. That's what is happening, in case you didn't know.

 07/18/2017 11:16 AM
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tpapablo

Posts: 43826
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Originally posted by: SuperTeeBird Pain? Uh, no. Laughing at GOP bumbling around trying to change O-care. That's what is happening, in case you didn't know.

 

Oh, I know that very well. The feckless jerks need to be tossed out.



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I :heart; Q
 07/18/2017 03:37 PM
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nukeh2o

Posts: 8894
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Oink... oink oink....and then theres: oink oink oink....etc. the "feckless" lying traitors will be tossed out alright.....
seems as though pigblo figured out how to plug grandma's computer in again while she was in the hospital. and apparently found unsecured wifi from a neighbor. oh well, the quiet was pleasant for a bit.
wheee, lil squeal a fella.....

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It's a democratic hoax
 07/18/2017 03:53 PM
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tpapablo

Posts: 43826
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Originally posted by: nukeh2o Oink... oink oink....and then theres: oink oink oink....etc. the "feckless" lying traitors will be tossed out alright..... seems as though pigblo figured out how to plug grandma's computer in again while she was in the hospital. and apparently found unsecured wifi from a neighbor. oh well, the quiet was pleasant for a bit. wheee, lil squeal a fella.....

I have figured out all sorts of things. That's why I can run intellectual circles around you.



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I :heart; Q
 07/18/2017 05:58 PM
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scombrid

Posts: 18020
Joined Forum: 07/24/2003

Originally posted by: Cole
Originally posted by: scombrid Market.

 

You buy what you can afford.

 

Somebody else only sells a product if it is profitable.

 

Can't afford then you do without.

 

Insurance priced to risk, like property insurance.

 

You get the idea.

 

If you work outside, will you be out priced due to the threat of skin cancer?If you don't exercise, will you be out priced due to heart issues? Smoking? Mountain biking? Surfing in the ocean because there are sharks? At what point do we become completely controlled by the insurance industry?

Price to risk.

Should it cost the same to insure my 2004 Honda Civic as it cost to insure our new car? Should it cost the same to insure our house that is 20 feet above sea level on a very well drained hill overlooking the lagoon or a house at three feet on a canal or a house at 20 feet but over in Palm Bay protected from flooding by ditches and levee that holds back the St. Johns?

Regarding surfing and insurance cost. Some actuary might find that a surfer has a lower lifetime expected cost than the sedentary smoker and so the surfer gets a discount. Or the surfer policy that says the insurance company doesn't pay if you get hurt while engaging in the dangerous activity unless you buy a "dangerous activity" adendum.

Insurance is by definition a profit system where in the bean counter estimates what the average person is going to cost and then charges accordingly with the expectation that the insurer will take in more on average than it pays out. Therefore insurance price to the consumer is usually priced to the risk the insured poses to the insurer.

If you can't afford your lifestyle or are unlucky; oh well.

 



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 07/19/2017 04:18 AM
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WG

Posts: 37257
Joined Forum: 03/10/2005

We went wrong when we started calling it insurance.

-------------------------
"The truth is incontrovertible.
malice may attack it,
ignorance may deride it,
but in the end,
there it is." -Sir Winston Churchill
 07/19/2017 05:39 AM
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Cole

Posts: 68176
Joined Forum: 07/22/2003

I have a small injury that requires surgery, the total cost will be around $10,000.

If I had the same size damage to my car, the repair would be around $300.

Comparing auto to health is apples to oranges.

Under your system, very few will be able to afford insurance, what mechanism will be used to compensate for the exploding use of emergency services for minor health issues? Won't that sent costs even higher?

-------------------------
I was right.
 07/19/2017 06:16 AM
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scombrid

Posts: 18020
Joined Forum: 07/24/2003

Insurance is insurance whether liability, property, or other.

Company collects 100X in fees from N people with the expectation that its total pay out willl be <100X. Of those N people most will collect <1X their individual cost over time and a few will collect >1X with the net to the insurance company being some level of profit.



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 07/19/2017 06:17 AM
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SuperTeeBird

Posts: 2387
Joined Forum: 12/08/2016

Originally posted by: WG We went wrong when we started calling it insurance.

This. Healthcare and insurance don't work that well anymore.

Our insurance system has become really, really inefficient as well, which makes it that much worse.

 07/19/2017 06:23 AM
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scombrid

Posts: 18020
Joined Forum: 07/24/2003

Originally posted by: Cole I have a small injury that requires surgery, the total cost will be around $10,000.

In my case I've paid $70,000 to the insurance company in the last 10 years.

I could pay for a lot of stuff out of pocket with that.

Basic medical should be paid out of pocket and insurance should just be a stop gap for disaster, more like maintaining a house. That would bring the cost for basic services down a lot.

 

Under your system, very few will be able to afford insurance,

People can afford what they can afford. Right now a lot of people only afford what they have through subsidies.

The voters want a market based system. Let us have a market based system.

what mechanism will be used to compensate for the exploding use of emergency services for minor health issues?

No pay no play.

 



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FORUMS : National Enquirer (FORMERLY NSR) : Toast

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